Laws and Regulations

See also:

• Home: Consumer Information: Advocacy and Protection  (259)

Consumer Leasing Act - - Full searchable text provided by Cornell Legal Information Institute.

Credit Repair Organizations Act - - Full text of the law regulating credit repair organizations.

Equal Credit Opportunity - - How the Equal Credit Opportunity Act (ECOA) protects consumers.

Equal Credit Opportunity Act - - Full searchable text provided by Cornell Legal Information Institute.

Fair Credit Billing Act - - FTC summary of the law governing "open end" credit accounts.

Fair Credit Reporting Act - - FTC educational material and staff opinions on the FCRA. Also some information on the Fair and Accurate Credit Transactions Act of 2003 (called FACTA or the FACT Act).

Fair Credit Reporting Act - - The complete text (as amended October 2001) of the law governing credit reporting.

Fair Debt Collection Practices Act - - FTC Educational material and staff opinions on the FDCPA.

Fair Debt Collection Practices Act - - Full text of the law governing third party collection of debts.

Home Ownership and Equity Protection Act - - Full text provided by Cornell Legal Information Institute.

Legal Information Institute - - An overview of consumer credit law with links to additional sources.